Florida Keys Residential & Luxury Real Estate
Derrick Johnson
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    Mr. Johnson has been very knowledgeble and helpful. When he did not know the answer to a specific question, he promptly acquired the information. I have had experiences with other real estate agnts that simply told me the answer they thought I wanted to... (more)


    Derrick was exactly what we needed in a realtor. He was knowledgeable, respectful of what we asked of him, and most of all, patient. We could not have asked for a better experience--he was terrific.

    When we came to the Fla Keys we did not intend to buy . .... (more)


    I have shopped for a "Keys" place for more than 4 years. Spoke to and met with numerous brokers all of whom had their own virtues. Derrick however, made a difference with his willingness to address my ultimate desire for a private mortgage. He negotiated it... (more)

    Review Derrick Johnson on Zillow.com

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  • Recent Posts

    Freddie expands its 3%-downpayment loans for new buyers

    WASHINGTON – April 30, 2018 – Freddie Mac is debuting a new 3 percent downpayment option for qualified first-time buyers that could put it in direct competition with the Federal Housing Administration’s (FHA) low-downpayment mortgage. The mortgage financing giant announced last Thursday that it’s rolling out a new conventional 3 percent downpayment option called HomeOne, […]

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    Thinking of Selling Your Home by For Sale By Owner? Why You Need A Pro in Your Corner

    Thinking of Selling Your Home? Why You Need A Pro in Your Corner | MyKCM With home prices on the rise and buyer demand strong, some sellers may be tempted to try and sell their homes on their own (FSBO) without using the services of a real estate professional. Real estate agents are trained and […]

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    FEMA Storm Surge Analysis Update – Key West and Marathon

    There will be two Storm Surge Analysis Update Meetings for the Southeast Florida Coastal Project. The purpose of the meetings is to update the community on the progress of the Federal Emergency Management Agency’s (FEMA) coastal flood risk study for Southeast Florida, which has been undertaken as part of the Risk Mapping, Assessment, and Planning […]

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    Inventory plummets in the lower price points

    CHICAGO – April 25, 2018 – Bargain hunters or first-timers looking to break into the housing market may need to face a cold reality: Finding a home for less than $250,000 is getting tougher and tougher. Homes priced under $100,000 plunged 20.7 percent in March month-over-month, and the percentage of homes under $250,000 dropped 7.8 […]

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    Market Update in the Florida Keys: Tale of Two Markets

    Some Highlights: -A trend that has been emerging for some time now is the contrast between inventory & demand in the Premium & Luxury Markets vs. the Starter & Trade-Up Home Markets and what that’s, in turn, doing to prices! -Inventory continues to rise in the luxury & premium home markets which is causing prices […]

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    Buying in the Florida Keys: Mortgage Interest Rates Have Begun to Level Off

    Buying in the Florida Keys: Mortgage Interest Rates Have Begun to Level Off | MyKCM Whether you are a buyer searching for your first home, or a homeowner looking to move up to your next home, you should pay attention to where mortgage interest rates are heading. Over the course of 2018, according to Freddie […]

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    Buying in the Florida Keys: What Is Private Mortgage Insurance (PMI)?

    Buying in the Florida Keys: What Is Private Mortgage Insurance (PMI)? | MyKCM When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments […]

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    2018 HUD Affordable Housing limits for Marathon and Monroe County

    There are many levels to the Affordable Housing terms that are used. Many folks I speak to confuse them and do not understand the varying levels. Each year the U.S. Department of Housing and Urban Development (HUD) sets income limits that determine eligibility for assisted housing programs including Public Housing, Section 8 project-based housing and […]

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    Flood insurance premiums go up April 1

    Flood insurance premiums go up April 1 WASHINGTON – March 26, 2018 – Many homeowners and buyers in flood-prone areas will see higher flood insurance premiums starting April 1. The premium hikes, which are required by law, will be as little as 2 percent for some properties and as high as 24 percent for others. […]

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    5 financial to-dos for first-time homebuyers

    5 financial to-dos for first-time homebuyers LAS VEGAS – March 26, 2018 – First-time home shoppers walk through a broker’s front door eager to buy, but there’s a lot they need to do before they start touring listings and submitting offers. To keep buyers on track, real estate agents should suggest the following steps before […]

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