Florida Keys Residential & Luxury Real Estate
Derrick Johnson
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    Mr. Johnson has been very knowledgeble and helpful. When he did not know the answer to a specific question, he promptly acquired the information. I have had experiences with other real estate agnts that simply told me the answer they thought I wanted to... (more)


    Derrick was exactly what we needed in a realtor. He was knowledgeable, respectful of what we asked of him, and most of all, patient. We could not have asked for a better experience--he was terrific.

    When we came to the Fla Keys we did not intend to buy . .... (more)


    I have shopped for a "Keys" place for more than 4 years. Spoke to and met with numerous brokers all of whom had their own virtues. Derrick however, made a difference with his willingness to address my ultimate desire for a private mortgage. He negotiated it... (more)

    Review Derrick Johnson on Zillow.com

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  • Recent Posts

    Buying in the Florida Keys: What Is Private Mortgage Insurance (PMI)?

    Buying in the Florida Keys: What Is Private Mortgage Insurance (PMI)? | MyKCM When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments […]

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    2018 HUD Affordable Housing limits for Marathon and Monroe County

    There are many levels to the Affordable Housing terms that are used. Many folks I speak to confuse them and do not understand the varying levels. Each year the U.S. Department of Housing and Urban Development (HUD) sets income limits that determine eligibility for assisted housing programs including Public Housing, Section 8 project-based housing and […]

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    Flood insurance premiums go up April 1

    Flood insurance premiums go up April 1 WASHINGTON – March 26, 2018 – Many homeowners and buyers in flood-prone areas will see higher flood insurance premiums starting April 1. The premium hikes, which are required by law, will be as little as 2 percent for some properties and as high as 24 percent for others. […]

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    5 financial to-dos for first-time homebuyers

    5 financial to-dos for first-time homebuyers LAS VEGAS – March 26, 2018 – First-time home shoppers walk through a broker’s front door eager to buy, but there’s a lot they need to do before they start touring listings and submitting offers. To keep buyers on track, real estate agents should suggest the following steps before […]

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    FIRM survey for Citizens Wind Insurance customers

    FIRM, the grassroots insurance watchdog for Monroe County, Florida has developed a survey for Citizens Insurance policyholders. Please take a few moments to take the survey. It is a few questions and it will give them more information to go after Citizens and continue to hold them accountable to the Florida Keys policyholders. You can […]

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    Monday morning update for the Marathon Florida Keys Real Estate Market

    This past weekend was a pretty good one. Some really nice properties have come on the market for sale and some very good homes sold over the course of the weekend as well. Digging into the details we see that five (5) properties have sold and they were a variety. A mobile home on 27th […]

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    Mortgage rates climb to 4.46% – a 4-year high

    Mortgage rates climb to 4.46% – a 4-year high WASHINGTON (AP) – March 8, 2018 – Long-term U.S. mortgage rates climbed this week to their highest average in more than four years, ratcheting up affordability pressures at the start of the traditional spring home buying season. Mortgage buyer Freddie Mac said Thursday that the average […]

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    CoreLogic: Housing costs to rise 15% this year

    SAN FRANCISCO – Feb. 21, 2018 – If mortgage rate forecasts pan out, home buyers might see their mortgage payments grow by 15 percent this year, according to a new analysis by CoreLogic, a real estate data firm. CoreLogic economists predict that mortgage rates will increase by about 0.85 percentage points between November 2017 and […]

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    What home improvements yield highest returns

    Remodeling for profit? Unlikely SARASOTA, Fla. – Dec. 12, 2017 – Home renovations as an investment for a future sale with hopes of recovering the improvement costs are a dicey prospect at best. Real estate agents and remodeling construction specialists caution against that assumption. “Hardly anything will offer a net profit,” says Barry Grooms, Realtor, […]

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    HUD announces new FHA loan limits for 2018

    WASHINGTON – Dec. 11, 2017 – The Federal Housing Administration (FHA) announced the agency’s new schedule of loan limits for 2018, which will increase in most areas of the country with 3,000 counties affected. The new loan limits go into effect on Jan. 1, 2018. Read FHA’s Mortgagee Letter on 2018 Forward Mortgage Limits Read […]

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