Florida Keys Residential & Luxury Real Estate
Derrick Johnson
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    Mr. Johnson has been very knowledgeble and helpful. When he did not know the answer to a specific question, he promptly acquired the information. I have had experiences with other real estate agnts that simply told me the answer they thought I wanted to... (more)


    Derrick was exactly what we needed in a realtor. He was knowledgeable, respectful of what we asked of him, and most of all, patient. We could not have asked for a better experience--he was terrific.

    When we came to the Fla Keys we did not intend to buy . .... (more)


    I have shopped for a "Keys" place for more than 4 years. Spoke to and met with numerous brokers all of whom had their own virtues. Derrick however, made a difference with his willingness to address my ultimate desire for a private mortgage. He negotiated it... (more)

    Review Derrick Johnson on Zillow.com

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    New Rule Will Approve More FHA Loans for Condos

    AUGUST 15, 2019 New Rule Will Approve More FHA Loans for Condos From Florida Realtors On Oct. 15, the state’s condo market could really open up to first-time buyers after FHA issued new mortgage rules that qualify more condo complexes and units for FHA loans. WASHINGTON – On Oct. 15, the Fla. condo market could […]

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    How Flood Insurance Works: 6 Questions Answered

    What is flood insurance? Homeowners’ insurance doesn’t cover damage to a home caused by flooding; instead, a separate policy is needed to cover flood-related losses, defined as caused by water traveling along or under the ground. . ATLANTA – How does flood insurance work? Robert W. Klein, an expert from Georgia State University in Atlanta, […]

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    New Law Removes Cap Limits on VA Loans

    New Law Removes Cap Limits on VA Loans Pres. Trump signed a bill Tuesday that, among other things, expands VA loans for veterans. VA loans have helped raise the veteran ownership rate to 75%. WASHINGTON – The National Association of Realtors (NAR) commended Congressional and White House efforts to protect the VA Home Loan Program […]

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    The REALTOR® Code of Ethics

    Code of Ethics and Standards of Practice of the National Association of REALTORS® Effective January 1, 2019 Duties to Clients and Customers Articles 1-9 Duties to the Public Articles 10-14 Duties to REALTORS® Articles 15-17 Where the word REALTORS® is used in this Code and Preamble, it shall be deemed to include REALTOR-ASSOCIATE®s. While the […]

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    How much is a down payment really?

    So you want to buy a home. Congratulations! That’s the first step. Now that we have a goal, you may be wondering what comes next. Should we start looking for your home on sites likehttp://www.DerrickSellstheKeys.com,http://www.Realtor.com,http://www.Zillow.com,http://www.Trulia.com? The answer is not quite yet. We have a few steps to get to first. I […]

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    Sales Tax holiday for Hurricane season in Florida begins May 31st

    Hurricane season starts on June 1st and runs through the end of November. We’ve already seen some tropical storm activity and stocking up on hurricane supplies is always a good idea if you live in Florida. Especially if you live in the Florida Keys where there is only one road in and out of the […]

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    2019 Marathon & Lower Keys Association of REALTORS® College Scholarship Essay

    We are happy to announce our College Scholarship Essay contest for all High School and Home School Seniors who live between Layton and Saddlebunch Key. The Marathon and Lower Keys Association of REALTORS® will award four (4) $1,500.00 dollar scholarships. This essay contest is open to all graduating seniors, whether they are homeschooled, or attend […]

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    Study: What do home inspectors usually find?

    Study: What do home inspectors usually find? LAS VEGAS – Feb. 20, 2019 – A study of 50,000 home inspections by Repair Pricer – a company that estimates repair costs for items cited in home inspection reports – found that some repair costs tend to appear more often. Nearly 55 percent of home inspections nationally […]

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    Alone on Valentine’s Day? Buy a house and find true love

    Alone on Valentine’s Day? Buy a house and find true love SANTA CLARA, Calif. – Feb. 13, 2019 – Owning a home might make you more attractive to that special someone you’ve had your eye on, especially if they are a millennial or a woman. According to a realtor.com study, singles looking to boost their […]

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    Mortgage Rates Fall to 10-Month Low

    Image REALTOR® Magazine Borrowing costs were cheaper this week, as mortgage rates continued inching down. “The U.S. economy remains on solid ground, inflation is contained, and the threat of higher short-term rates is fading from view, which has allowed mortgage rates to drift down to their lowest level in 10 months,” says Sam Khater, Freddie […]

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